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This information applies to British Columbia, Canada. Last reviewed for legal accuracy by the Law Students' Legal Advice Program on 1 August 2025.
This section applies to all claims for accidents that occurred on or after May 1, 2021.
The new no-fault system means that most claims will now be adjudicated directly by ICBC instead of going through the court system.
However, there are certain circumstances in which an insured party may still wish to consult with a lawyer. This includes cases that are exceptions to the no-fault system (see Section VII: When You Can Still Sue). This may also include certain instances in which an insured party chooses to dispute an ICBC decision in court (see Section VI: Disputes With ICBC).
Parties may also consult legal counsel for general legal advice about their claim.
Chapters 8-14 Employment Insurance · Employment Law · Creditors and Debtors · Consumer Protection · Auto Insurance (ICBC) · Motor Vehicle Law · Mental Health Law
Chapters 15-23 Adult Guardianship and Substitute Decision-Making · Wills and Estates · Citizenship · Immigration · Landlord and Tenant Rights · Small Claims · Welfare Law · Strata Law · Referrals
Chapter Fifteen: Adult Guardianship and Substitute Decision-Making